Estimate the total value of your workers' compensation case — combining permanent disability with an allowance for future medical care.
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A workers' compensation settlement bundles together what your case is worth into a lump sum (or structured payout). The two biggest drivers are the permanent disability owed for your lasting impairment, and the value of the medical care you'll still need in the future.
Three factors shape the range:
This is the core of most settlements — your disability rating converted into weeks of benefits at your weekly rate (generally about two-thirds of your average weekly wage, subject to state caps).
If you'll need ongoing treatment, surgery, or medication, that projected cost is added on the high end. The more significant your future care, the wider the settlement range climbs.
States differ enormously, and a settlement that closes out future medical is worth more up front than one that leaves it open. Whether you keep lifetime medical rights is one of the most important decisions in any settlement.
It's a general, representative range to give you a ballpark. Actual settlements depend on your state, the body part injured, your future medical needs, and negotiation. For a real evaluation, talk to a workers' comp attorney.
It depends. Settling gives you certainty and a lump sum, but you may give up future medical care and the ability to reopen the claim. Have an attorney review the offer before you sign — settlements are usually final.
If your injury needs ongoing care, the projected cost of that treatment increases the high end of your settlement. Significant future care — like surgery or long-term medication — can be a large portion of the total value.
Yes. Each state sets its own disability schedule, rate caps, and rules for closing out medical. The same injury can settle for very different amounts depending on where your claim is filed.
This calculator provides a general, simplified estimate for educational purposes only. It is not legal advice and does not reflect any specific state's workers' compensation rules. No attorney-client relationship is formed by using this tool.
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